Microleasing Products
WANANCHI VIFAA LOAN
Kazi ngumu wachia machine
- Chuff cutter
- Milking machines
- Fishing nets
- Feed mixtures
- Milk cooler
- Generators
- Welding machines
- Carwash pressure machine
- Commercial cooking equipment
- Events equipment – tents, PAS, chairs
- Saw mill / wood work equipment
Features
- Loan repayment period max of 2 years
- Finance 100% of the purchase prices
- Repayments on a monthly basis
- Customer assumes ownership after repayments
- Payment to the supplier
- Proforma invoice for equipment
Benefits
- Flexibility in repayment
- Easy access to the loan
- Cost reduction
- Improved production
- Early possession of the equipment
KILIMO BIASHARA
Mavuno dabo dabo
Loan facility for support production of horticultural crops (upto 6 months crops)
Features
Group
- Finance arranged in terms of farm inputs / labour cost
- Repayment up to 6 months depending on the crop
- Bullet payments
- One must be a member of a group
- Savings based on group size 45% financing to the members
- Maximum loan of up to Kshs 100,000
- Member must have other sources of income
- Link to trainings and extensions
Individuals
- Provide tangible collateral
- Loan times 3 deposits
- Loan between Kshs 100,000 - Kshs 500,000
Benefits
- Grace period of 6 months
- Flexible repayments
- Simple application process
- Increase of farm proceeds
KILIMO MAZIWA
Maziwa dabo dabo
Loan facility for the acquisition of productive dairy animals of superior breed for Wananchi members
Features
- Loan to buy dairy animals
- A member of Wananchi sacco
- Milk proceeds channelled through Wananchi (experienced farmer)
- Loan up to 18 months
- Animals to be certified by a veterinary officer
- Link with service providers
- A maximum of 250,000 per animal
- Put up 20% deposit of the loan
- Monthly repayment
- Grace period of
Benefits
- Flexible terms of repayment
- Minimum risks (insurance cover)
- Increase dairy proceeds
- Capacity building
